Attention small Business Owners!

You’ve Got a Business to Run. You don’t want any financial worries. We Get It. But if cash flow gaps are slowing your growth, limiting your inventory, or forcing you to delay jobs and opportunities, you’re not alone. Many businesses experience uneven cash flow, especially when waiting on customer payments while expenses continue to pile up. These gaps can make it difficult to operate at full capacity and prevent you from taking advantage of new opportunities when they arise.

At the same time, your financial obligations don’t pause. Payroll must be met, shelves need to be restocked, supplies and raw materials must be purchased, and marketing efforts require consistent investment to attract new customers. When cash isn’t readily available, even short-term delays can disrupt operations, strain your team, and impact your ability to deliver for your customers.

Now imagine having fast, reliable access to $25,000 to $250,000 or more in working capital—in as little as two working days. With the right funding in place, you can bridge cash flow gaps with confidence, maintain steady operations, and position your business for continued growth without interruption or missed opportunities.

Whether you’re in healthcare, retail, restaurants, transportation, or professional services, Metro Capital Now provides tailored financing solutions based on your business — not just your credit score.

✅ Same-day approvals

✅ Programs customized for your business type

✅ Funding in as little as 24–48 hours

Industries We Serve

• Restaurants & Dining
• Healthcare & Medical Practices
• Retail & E-commerce
• Transportation & Logistics
• Professional Services
• Hospitality & Food Services
• Childcare Centers & Daycares
• Automotive Repair Shops & Mechanics
• …and many more.

Financing Solutions

We offer a full suite of flexible funding options designed around your revenue and business model:

• Revenue-Based Business Loans – Access capital with repayments that adjust based on your monthly revenue — ideal for businesses with fluctuating cash flow.
• Merchant Cash Advances (MCA) – Receive a lump sum of capital in exchange for a percentage of your future sales. Fast approvals and minimal paperwork.
• Commercial Lines of Credit – A revolving credit line you can draw from anytime — only pay for what you use. Perfect for ongoing expenses and short-term needs.
• Invoice Factoring – Turn unpaid invoices into immediate cash by selling them to a funding partner. Great for improving cash flow without taking on debt.
• Purchase Order Financing – Get funding to fulfill large customer orders — we cover supplier costs so you can deliver and get paid without upfront strain.
• Equipment Leasing – Acquire the equipment your business needs with low upfront costs and manageable payments over time.

Why Metro Capital Now

• Smart, Flexible Underwriting
• We evaluate your business based on real performance — not rigid formulas.
• Speed Without the Stress
• Simple application No endless paperwork.
• Real Human Support — Talk to funding specialists who understand your industry.

Simple Requirements

• 6+ months in business
• $10K+ monthly revenue
• All credit types considered

Requirements for Unsecured Revenue Loans/Merchant Cash Advances

• Terms or Estimated Terms (months): 4-18
• Min. Time in Business: Six (6) Months
• Min. Monthly Bank Balance: $10,000 – $50,000
• Min. Credit/FICO: 500

Requirements for Unsecured Lines of Credit

• Terms or Estimated Terms (months): 6, 9, 12
• Min. Time in Business (years): 2
• Min. Monthly Bank Balance: $10,000
• Min. Credit/FICO: 600
• Min. Financing Amount: $10,000
• Max. Financing Amount:  $100,000
• Origination Fee: 4% Draw Fee

The Process

• Apply Online: Tell us about your business
• Get Matched: We align you with funding programs based on your revenue and needs
• Receive Offers: Review options with transparent terms
• Get Funded Fast: Funds hit your account in as little as 24 hours

Ready to get started? It all begins with a simple online application, which allows us to learn more about your small business. If we’re a fit and your business is fully approved, our team will work diligently to send over your business’s funds as quickly as possible. You can access our application page here.