Fast Business Funding Solutions

At Metropolitan Capital, we’re committed to helping small businesses access working capital when they need it most.

We know there’s no such thing as one-size-fits-all regarding small business financing, so we’ve created custom funding solutions for all your working capital needs.

At Metropolitan Capital, we understand how small businesses operate, and we’ve created financing solutions to meet those needs.

Metropolitan Capital is a BBB A+ rated direct lender with a 4.5 rating on TrustPilot, that can fund and close any amount your restaurant qualifies for between $5,000 and $600,000 within 2 business days after application approval. 

Our funding solutions offer a straightforward application process, clear terms, and flexible payment options, enabling small businesses to access the working capital they need when they need it most.

We currently offer three (3) commercial financing programs:

• Merchant/Business Cash Advance ($5,000 – $600,000): Our merchant/business cash advance provides a lump sum based on your monthly average credit/debit card processing volume.
• A Revenue-Based Business Loan ($5,000 – $600,000): Our revenue-based business loan funding option provides a lump sum amount based on your monthly average business bank account deposit activity.
• Business Line of Credit ($5,000 – $100,000): Our business line of credit option allows you to draw on a maximum credit limit as needed.

Requirements (Loans/Cash Advances):

• Terms or Estimated Terms (months): 4-12, 15-18
• Min. Time in Business (years): 2
• Min. Monthly Sales: $10,000
• Min. Credit/FICO®: 600
• Max. Business Liens/Judgments: $150,000
• Min. Financing Amount: $5,000
• Max. Financing Amount: $600,000
• Origination Fee: n/a

Requirements (Line of Credit):

• Terms or Estimated Terms (months): 6, 9, 12
• Min. Time in Business (years): 2
• Min. Monthly Sales: $10,000
• Min. Credit/FICO®: 600
• Max. Business Liens/Judgments: $150,000
• Min. Financing Amount
• Max. Financing Amount
• Origination Fee: 4% Draw Fee

Check out our “success stories“ here.

Our downloadable “brochure” is available here.

Ready to get started? Just visit our online application page.