Barber Shops

At Metropolitan Capital, we’re committed to helping small businesses access working capital when they need it most. We know there’s no such thing as one-size-fits-all regarding small business financing, so we’ve created custom funding solutions for all your working capital needs.

At Metropolitan Capital, we understand how small businesses operate, and we’ve created financing solutions to meet those needs. Metropolitan Capital is a BBB A+ rated direct lender with a 4.5 rating on TrustPilot, which can fund and close any amount your restaurant qualifies for between $5,000 and $600,000 within 2 business days after application approval. 

Our funding solutions offer a straightforward application process, clear terms, and flexible payment options, enabling small businesses to access the working capital they need when they need it most.

We currently offer three (3) unsecured commercial financing programs:

• Merchant/Business Cash Advance ($5,000 – $600,000): Our merchant/business cash advance provides a lump sum based on your monthly average credit/debit card processing volume.
• A Revenue-Based Business Loan ($5,000 – $600,000): Our revenue-based business loan funding option provides a lump sum amount based on your monthly average business bank account deposit activity.
• Business Line of Credit ($5,000 – $100,000): Our business line of credit option allows you to draw on a maximum credit limit as needed.

Many barbershop owners/operators use the funds for the following business expenses and needs:

• Buying a New Location
• Buying New Equipment
• New Supplies/Inventory
• Renovations
• Expansion/Add-On
• Payroll for More Employees
• Personal Debt Relief
• Paying off Liens and Judgments
• Personal Debt Relief
• New Signage and Printing
• Partner/Investor Buyouts
• Bank Loan Payoff
• Advertising and Marketing
• Promotional Events
• Hardware/Software Upgrades

Requirements (Loans/Cash Advances):

• Terms or Estimated Terms (months): 4-12, 15-18
• Min. Time in Business (years): 2
• Min. Monthly Sales (bank deposits): $10,000
• Min. Credit/FICO®: 600
• Max. Business Liens/Judgments: $150,000
• Min. Financing Amount: $5,000
• Max. Financing Amount: $600,000
• Origination Fee: n/a

Requirements (Line of Credit):

• Terms or Estimated Terms (months): 6, 9, 12
• Min. Time in Business (years): 2
• Min. Monthly Sales (bank deposits): $10,000
• Min. Credit/FICO®: 600
• Max. Business Liens/Judgments: $150,000
• Min. Financing Amount
• Max. Financing Amount
• Origination Fee: 4% Draw Fee

Check out our “success stories“ here.

Our downloadable “Barbershop Brochure” is available here.

Ready to get started? Just complete the form below to see how much you qualify for.

Please enable JavaScript in your browser to complete this form.

Have you read the application requirements for preapproval? *

• Yes

Primary Business Model: *

• Barbershop (Men)
• Barbershop (Unisex)
• Beauty Salon (Full Service)
• Nail Salon
• Eye Lash Salon
• Day Spa
• Full Service Hair, Skin & Beauty Center (Unisex)

Legal Business Name: *

Trad Name/DBA:

Company Address *

Address Line 1

Address Line 2

City

--- Select state ---AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingState

Zip Code

Date the company was started: *

Main Business Phone (as listed): *

Total business locations: *

• 1
• 2
• 3+

Estimated Monthly Sales Revenue: *

Applicant/Business Owner Name: *

First

Last

Title: *

• Owner
• Co-Owner/Partner
• President/CEO
• Managing Member

Email *

Cell Phone: *

Time Zone: *

• EST
• CST
• MST
• PST

OK to Text or send SMS: *

• Yes

The best time to contact you: *

Desired Financing Solution: *

• Business Loan ($5K - $600K)
• Business Cash Advance ($5K - $600K)
• Business Line of Credit ($5K - $100K max)

Minimum Amount Requested ($): *

Have you taken out a business loan or cash advance within the last 90 days? *

• Yes
• No

If "yes", what is the name of the lender/finance company

What is the remaining balance ($) owed on it?

How many months are remaining on the current loan?

Please tell us how many months are remaining on the current loan balance (how long to payoff).

The preapproval process requires that Rapid Finance perform a "soft" credit pull to verify that you have a "minimum" FICO score of 600. Do you meet the "minimum 600 FICO score" requirement? *

• Yes

The application process requires that you provide the following items that must be uploaded after you submit your in you submit your. Please check off the items you will upload to confirm your compliance with this requirement. *

• A copy of your drivers license
• A copy of a "voided" business check
• The last THREE months of bank statements

Please use the "Standard Application Exhibits File Uploads" below to add the copy of your driver's license, voided check and the last three month's bank statements as attachments to the PDF application form (that will appear when you hit the "Submit" button.

Standard Application Exhibits File Uploads

Drag & Drop Files, Choose Files to Upload

For financing requests of $250,000 and above, the application process requires that you provide the following items that must be uploaded when you submit your in you submit your application. Please check off the items you will upload to confirm your compliance with this requirement.

• YTD/current balance sheet
• A YTD profit and loss statement (P&L)
• A copy of last year's business tax return
• The last 12 months of bank statements
• A copy of your current lease agreement/deed to the property

Please use the "Additional Application Exhibits File Uploads" box below to add the required items as attachments to the PDF application form (that will appear when you hit the "Submit" button.

Additional Application Exhibits File Uploads

Drag & Drop Files, Choose Files to Upload

Upon submitting an approved application to Rapid Finance, your local business financing account executive will provide you with a custom quote via phone, email, and/or in-person visit. Do you accept? *

• Yes

Do you understand, acknowledge, and agree that by pressing the "Submit" button below, that you will be directed to an online PDF business financing application that all owners must complete? *

• Yes

Single Line Text

Submit